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The sale date cannot be earlier than three months and 20 days after the recording date of the notice of default. After three months expires (or up to five days prior), the foreclosing occasion information a discover of sale and mails a copy to the borrowers a minimum of 20 days before the sale date. California is one of a few states which have a kind of grace period constructed into the foreclosure process. The lender that desires to foreclose must personally contact (or meet the requirements for attempting to contact) borrowers to discover choices for avoiding foreclosure 30 days earlier than recording the discover of default. The notice of sale can also be posted on the property, in a public place, and published in a newspaper. The foreclosing get together then information a 3-month discover of default within the county recorder’s office and mails a duplicate to the borrowers inside ten enterprise days following recordation.